4 min read

NPN: National Producer Number

The NPN is the NAIC identifier for licensed insurance producers. How ACA brokers use it for Marketplace registration and AOR.

Published: June 23, 2026.

The NPN is the national producer number. NAIC assigns this identifier to licensed insurance producers in the United States. ACA Marketplace broker registration and agent of record tracking use the NPN.

Key Takeaways

  • The NPN is the national producer number. NAIC assigns this identifier to licensed insurance producers in the United States. ACA Marketplace broker registration and agent of record tracking use the NPN.
  • Brokers obtain an NPN when they complete state licensing. The same NPN follows the producer across states, though each state still requires its own license appointment for Marketplace business.
  • Marketplace applications ask for the assisting broker's NPN when the broker helps with enrollment. Missing or incorrect NPNs are a common reason commissions do not attach to the enrolling agent.
  • NPN is not the same as an EDE entity ID or a carrier producer code. Each system has its own identifier. Agencies should maintain a single source of truth for which NPN belongs to which licensed agent.

Brokers obtain an NPN when they complete state licensing. The same NPN follows the producer across states, though each state still requires its own license appointment for Marketplace business.

Marketplace applications ask for the assisting broker's NPN when the broker helps with enrollment. Missing or incorrect NPNs are a common reason commissions do not attach to the enrolling agent.

NPN is not the same as an EDE entity ID or a carrier producer code. Each system has its own identifier. Agencies should maintain a single source of truth for which NPN belongs to which licensed agent.

Related field notes

Related glossary terms

FAQ

Common broker questions about this term.

Where do brokers find their NPN?

The NPN appears on state license documents and in the NAIC Producer Database lookup. Most agents receive it when their first resident license issues.

Can two agents share one NPN?

No. Each licensed producer has a unique NPN. Agencies list the assisting agent's individual NPN on each enrollment, not the agency tax ID.

Does an NPN expire?

The number itself does not expire, but the underlying state license must stay active and Marketplace appointments current for the broker to assist with enrollments.

This is editorial content. Not insurance advice. Verify regulations and figures with primary sources before relying. See our Privacy Policy.

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