Knowledge center

Field notes from brokers, builders, and the messy middle

APTC repayment caps: how much clients owe when income exceeds the projection

Regulatory

APTC repayment caps: how much clients owe when income exceeds the projection

June 26, 2026

ACA agent of record transfer: how to take over a client and redirect commission

Workflow

ACA agent of record transfer: how to take over a client and redirect commission

June 26, 2026

ACA Silver plan CSR tiers: the 73%, 87%, and 94% actuarial value explained

Basics

ACA Silver plan CSR tiers: the 73%, 87%, and 94% actuarial value explained

June 26, 2026

ACA employer coverage affordability test: when employer plans block the subsidy

Regulatory

ACA employer coverage affordability test: when employer plans block the subsidy

June 25, 2026

ACA commission chargebacks: causes and a prevention checklist for brokers

Workflow

ACA commission chargebacks: causes and a prevention checklist for brokers

June 25, 2026

ICHRA affordability calculator

Calculators

ICHRA affordability calculator

June 24, 2026

Income change mid-year: how brokers help clients update APTC and avoid reconciliation

Workflow

Income change mid-year: how brokers help clients update APTC and avoid reconciliation

June 24, 2026

ACA carrier appointments: how the process works and where agencies get stuck

For agencies

ACA carrier appointments: how the process works and where agencies get stuck

June 24, 2026

What is MAGI for ACA: how modified adjusted gross income works for Marketplace subsidies

Basics

What is MAGI for ACA: how modified adjusted gross income works for Marketplace subsidies

June 24, 2026

White-label ACA quoting for agencies and insurtechs: what it costs, what you get, and when it makes sense

For agencies

White-label ACA quoting for agencies and insurtechs: what it costs, what you get, and when it makes sense

June 23, 2026

ACA quote-to-enrollment: the broker workflow from first call to effectuated coverage

Workflow

ACA quote-to-enrollment: the broker workflow from first call to effectuated coverage

June 23, 2026

What is the federal poverty level and how does it affect your ACA subsidy?

Basics

What is the federal poverty level and how does it affect your ACA subsidy?

June 23, 2026

Cheapest ACA plans by state in 2026: how to find the lowest-cost coverage in your rating area

Basics

Cheapest ACA plans by state in 2026: how to find the lowest-cost coverage in your rating area

June 22, 2026

ACA broker SEO 101: how to get found locally in 2026

For agencies

ACA broker SEO 101: how to get found locally in 2026

June 22, 2026

ACA quoting in 2027: what brokers should watch now

Regulatory

ACA quoting in 2027: what brokers should watch now

June 22, 2026

SLCSP, APTC, CSR: the three ACA acronyms every broker must master

Basics

SLCSP, APTC, CSR: the three ACA acronyms every broker must master

June 21, 2026

How insurtechs use ACA APIs: quoting layer, enrollment layer, and what to build

For agencies

How insurtechs use ACA APIs: quoting layer, enrollment layer, and what to build

June 21, 2026

ACA enrollment numbers 2025 vs 2026: what brokers should notice

Regulatory

ACA enrollment numbers 2025 vs 2026: what brokers should notice

June 19, 2026

The ACA subsidy cliff: how it changed and what to tell clients now

Basics

The ACA subsidy cliff: how it changed and what to tell clients now

June 19, 2026

Call center playbook for ACA selling

Workflow

Call center playbook for ACA selling

June 19, 2026

ACA Marketplace plans for early retirees: the 55 to 64 window

Basics

ACA Marketplace plans for early retirees: the 55 to 64 window

June 18, 2026

CMS plan year 2026 rule changes: a broker summary

Regulatory

CMS plan year 2026 rule changes: a broker summary

June 18, 2026

Building an ACA broker brand on LinkedIn: what actually moves the needle

For agencies

Building an ACA broker brand on LinkedIn: what actually moves the needle

June 18, 2026

How to switch ACA plans mid-year

Basics

How to switch ACA plans mid-year

June 17, 2026

NPN vs EDE certification: what ACA brokers actually need

Regulatory

NPN vs EDE certification: what ACA brokers actually need

June 17, 2026

Lead generation for ACA brokers: what actually works in 2026

For agencies

Lead generation for ACA brokers: what actually works in 2026

June 17, 2026

Should your agency build its own ACA quoting tool?

For agencies

Should your agency build its own ACA quoting tool?

June 16, 2026

Data security for independent insurance agents: a practical checklist

Regulatory

Data security for independent insurance agents: a practical checklist

June 16, 2026

Lost your job? ACA Marketplace enrollment and the 60-day SEP window

Basics

Lost your job? ACA Marketplace enrollment and the 60-day SEP window

June 16, 2026

Married or divorced: how it changes your ACA subsidy

Basics

Married or divorced: how it changes your ACA subsidy

June 15, 2026

What the No Surprises Act actually does

Regulatory

What the No Surprises Act actually does

June 15, 2026

AEP postmortem template: track what worked before January starts

Workflow

AEP postmortem template: track what worked before January starts

June 15, 2026

Do I qualify for an ACA subsidy? 2026 income limits and eligibility

Basics

Do I qualify for an ACA subsidy? 2026 income limits and eligibility

June 14, 2026

HIPAA for independent insurance agents: what the rules actually require

Regulatory

HIPAA for independent insurance agents: what the rules actually require

June 14, 2026

How to scale an ACA agency from 1 to 10 agents before AEP

For agencies

How to scale an ACA agency from 1 to 10 agents before AEP

June 14, 2026

Short-term health plans vs ACA Marketplace: what brokers need to know

Comparisons

Short-term health plans vs ACA Marketplace: what brokers need to know

June 13, 2026

Turning 26 and losing parent's coverage: the SEP brokers need a process for

Workflow

Turning 26 and losing parent's coverage: the SEP brokers need a process for

June 13, 2026

ACA grace period: what brokers need to tell APTC clients before they miss a payment

Regulatory

ACA grace period: what brokers need to tell APTC clients before they miss a payment

June 13, 2026

The ACA coverage gap: what brokers in non-expansion states need to know

Regulatory

The ACA coverage gap: what brokers in non-expansion states need to know

June 12, 2026

ACA Marketplace enrollment for self-employed and 1099 clients: the income conversation

Workflow

ACA Marketplace enrollment for self-employed and 1099 clients: the income conversation

June 12, 2026

HSA and ACA Marketplace plans: what brokers need to know

Basics

HSA and ACA Marketplace plans: what brokers need to know

June 12, 2026

PDF exports don't leave your laptop

Workflow

PDF exports don't leave your laptop

June 11, 2026

COBRA vs Marketplace: the comparison ACA brokers run every week

Comparisons

COBRA vs Marketplace: the comparison ACA brokers run every week

June 11, 2026

Essential health benefits: what every ACA plan must cover

Regulatory

Essential health benefits: what every ACA plan must cover

June 11, 2026

The annual client review: how ACA brokers protect their book of business

Workflow

The annual client review: how ACA brokers protect their book of business

June 11, 2026

ACA network types: HMO, PPO, EPO, and POS explained

Basics

ACA network types: HMO, PPO, EPO, and POS explained

June 10, 2026

How to onboard a new ACA client: the intake conversation that saves calls later

Workflow

How to onboard a new ACA client: the intake conversation that saves calls later

June 10, 2026

Form 1095-A and Form 8962: what ACA brokers need to know at tax time

Regulatory

Form 1095-A and Form 8962: what ACA brokers need to know at tax time

June 10, 2026

ACA metal tiers explained: Bronze, Silver, Gold, Platinum

Basics

ACA metal tiers explained: Bronze, Silver, Gold, Platinum

June 9, 2026

How ACA brokers build a referral pipeline

Workflow

How ACA brokers build a referral pipeline

June 9, 2026

State-based exchanges vs Healthcare.gov: what ACA brokers need to know

Regulatory

State-based exchanges vs Healthcare.gov: what ACA brokers need to know

June 9, 2026

Best free ACA quoting tools 2026 (we ranked 8)

Comparisons

Best free ACA quoting tools 2026 (we ranked 8)

June 8, 2026

Cheapest ACA quoting software in 2026

Comparisons

Cheapest ACA quoting software in 2026

June 8, 2026

Replacing legacy Connecture workflows: a broker migration guide

Comparisons

Replacing legacy Connecture workflows: a broker migration guide

June 8, 2026

Inshura review: when it is right, when it is not

Comparisons

Inshura review: when it is right, when it is not

June 8, 2026

GetInsured AgentExpress vs QuoteTurbo

Comparisons

GetInsured AgentExpress vs QuoteTurbo

June 8, 2026

AgencyBloc Quote+ for small group vs QuoteTurbo for ACA

Comparisons

AgencyBloc Quote+ for small group vs QuoteTurbo for ACA

June 8, 2026

Client follow-up cadences that do not feel spammy

Workflow

Client follow-up cadences that do not feel spammy

June 7, 2026

Bulk renewals during OEP: script and process included

Workflow

Bulk renewals during OEP: script and process included

June 7, 2026

Setting up a multi-agent ACA agency: tech stack from scratch

For agencies

Setting up a multi-agent ACA agency: tech stack from scratch

June 7, 2026

AEP burnout: a tactical guide for solo agents

Workflow

AEP burnout: a tactical guide for solo agents

June 7, 2026

Branded client PDFs: 7 things that turn a quote into a yes

Workflow

Branded client PDFs: 7 things that turn a quote into a yes

June 7, 2026

5 quoting workflows that waste 10 hours a week

Workflow

5 quoting workflows that waste 10 hours a week

June 7, 2026

How to quote an ACA plan in 60 seconds

Workflow

How to quote an ACA plan in 60 seconds

June 7, 2026

How brokers handle SEP qualifying life events

Workflow

How brokers handle SEP qualifying life events

June 6, 2026

ICHRA explained for brokers

Basics

ICHRA explained for brokers

June 6, 2026

On Marketplace vs off Marketplace plans: when to quote each

Basics

On Marketplace vs off Marketplace plans: when to quote each

June 5, 2026

QuoteTurbo as a Quotit alternative

Comparisons

QuoteTurbo as a Quotit alternative

June 4, 2026

QuoteTurbo as a Connecture alternative

Comparisons

QuoteTurbo as a Connecture alternative

June 4, 2026

How to read a CMS Marketplace plan ID

Regulatory

How to read a CMS Marketplace plan ID

June 4, 2026

What is EDE certification and is it worth it for solo agents?

For agencies

What is EDE certification and is it worth it for solo agents?

June 4, 2026

AEP 2026 prep checklist for brokers

Workflow

AEP 2026 prep checklist for brokers

June 3, 2026

How ACA broker commissions work in 2026

Basics

How ACA broker commissions work in 2026

June 3, 2026

APTC vs CSR: what brokers must know

Basics

APTC vs CSR: what brokers must know

June 2, 2026

ACA quoting software alternatives

Comparisons

ACA quoting software alternatives

June 1, 2026

What is SLCSP and how is it calculated

Basics

What is SLCSP and how is it calculated

June 1, 2026

SLCSP calculator for Marketplace quotes

Calculators

SLCSP calculator for Marketplace quotes

May 31, 2026

Plan ranker for ACA brokers

Calculators

Plan ranker for ACA brokers

May 31, 2026

ACA subsidy calculator for 2026

Calculators

ACA subsidy calculator for 2026

May 30, 2026

APTC calculator and Form 8962 estimator

Calculators

APTC calculator and Form 8962 estimator

May 30, 2026

Free ACA quoting software for brokers

Comparisons

Free ACA quoting software for brokers

May 29, 2026

Custom ACA platform development with Devkrest

For agencies

Custom ACA platform development with Devkrest

May 29, 2026

Why most 'free' ACA tools aren't actually free

Comparisons

Why most 'free' ACA tools aren't actually free

May 29, 2026

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