QuoteTurbo is a free ACA quoting product built and maintained by Devkrest, a custom software engineering firm. It is not funded by advertising, carrier kickbacks, data resale, or per-quote fees on brokers. Devkrest also builds private ACA platforms for agencies and insurtechs that want their own product. The free QuoteTurbo tool is not a sales channel for that work and does not depend on it.
This page is the public version of what the team would tell you on a kickoff call. Who builds the product, what we will not do with broker or client data, and where the work goes from here.
Key Takeaways
- QuoteTurbo is built and maintained by Devkrest, a custom software engineering firm.
- We do not run advertising, do not sell broker or client data, and do not take carrier kickbacks. No per-quote fees on brokers.
- Every calculation on the product traces to an IRS, CMS, or HHS source documented on the methodology page.
- Client data is processed within QuoteTurbo infrastructure. We do not sell broker, client, or quote data.
- Devkrest also offers private ACA platforms for agencies and insurtechs that want their own product. That is a separate, optional engagement.
Who builds it
Devkrest is a custom software engineering firm headquartered in India, with clients across the US and Europe since 2019. The team has shipped production systems for health insurance agencies, fintech platforms, and retail companies. The QuoteTurbo engineering team sits inside Devkrest and writes both the free product and the private builds.
More on the firm at devkrest.com. Field notes are attributed to Devkrest Engineering. If you also want a private ACA platform on your own domain, work with Devkrest describes that separately.
Why the product is free, and what that means
QuoteTurbo is free because Devkrest chose to ship a free ACA quoting product. The product is not advertising-supported. It does not sell data. It does not take carrier kickbacks. It does not charge per quote. Devkrest's business is custom engineering for paying clients; that business is what funds the firm, and the firm chooses to maintain QuoteTurbo alongside it.
What that does NOT mean. The free product is not a 30 day trial. It is not free for the first 50 quotes. It is not free until the agency reaches a usage threshold. It is free on the same terms whether the broker runs 12 quotes a year or 6,000. Brokers do not have to become Devkrest customers to keep using QuoteTurbo.
Four principles, on the record
The product makes a few commitments brokers can hold us to. They are short enough to fit on a page.
The product is free for brokers today
No per-quote fee. No per-agent monthly bill. No tier upgrade to send a PDF. No advertising, no carrier kickbacks, no data resale.
Client data does not get sold
QuoteTurbo does not sell broker, client, or quote data. No third-party advertising or tracking pixels run on pages that handle client information.
Methodology is published
Every number on the product traces to a source the IRS, CMS, or HHS publishes. The full pipeline is documented on the methodology page, including the change log.
Devkrest is the firm behind it
QuoteTurbo is built and maintained by Devkrest, a custom software engineering firm. Devkrest separately offers private ACA platforms for agencies that want their own product on their own domain. That is an optional engagement; the free tool is not gated by it.
The mechanical details behind each principle live on the methodology page: data sources, refresh cadence, what is verified versus estimated, AI transparency, PHI handling. That page is the source of truth for any verification work.
What we will not do
Four things, stated plainly. No data sales. The broker book, the client roster, the quote history. None of it is for sale or shared with carriers. No advertising. No display ads, no sponsored placements, no ranking adjustments for any reason other than what serves the household best. No carrier kickbacks. The plan ranker does not weight by who pays Devkrest, because no carrier pays Devkrest for placement. No tracking pixels on client-data pages. Pages that handle client data run without third-party scripts. Devkrest writes the analytics layer to respect that boundary.
The shape of who uses it
Three broker profiles use QuoteTurbo today. Solo agents who need branded PDFs and subsidy math without a subscription. Agencies between 2 and 25 agents who outgrew free tier carrier tools but cannot justify a per seat platform. And agency principals scouting alternatives at renewal time who want to run real quotes through a real product before changing workflows.
Some agencies past 50 agents need more than a shared product can give. For those teams, work with Devkrest covers private platform engagements separately. That is a different product line; it does not change what the free QuoteTurbo tool does for everyone else.
A short timeline
2019
Devkrest founded
Custom software engineering shop. First clients in healthcare and fintech.
2024
First broker tools
Internal quoting modules built for agency clients become the reference architecture for the shared product.
2026
QuoteTurbo public
The reference architecture ships as a free product. Field notes editorial and the public roadmap on Quality Labs start the same week.
See the full product direction on Quality Labs.
How to reach the team
For product questions or feature requests, the contact link in the header opens the marketing lead form, which routes to the same team. For engineering services and private builds, talk to Devkrest engineering directly. The first call on private builds is with an engineer who will work on your project, not a sales rep.
For broader reading, the field notes hub is where the team writes about ACA quoting, subsidy math, broker workflow, and build versus buy decisions.
