Dental, vision, and accident policies are often excepted benefits. They pay for a narrow set of events. They sit next to medical coverage. They do not replace it.
File a dental or accident claim with that carrier using their form. Your medical plan is a separate claim when a hospital or physician is involved.
Call your licensed agent before you cancel a medical plan because a flyer listed extra benefits.
FAQ
Short answers you can use on a call with your agent.
Does a dental plan satisfy the requirement to have health coverage?
No. Excepted benefits such as dental, vision, and accident sit beside medical coverage. They do not replace a medical plan.
Devkrest