Open Enrollment is the yearly window to pick or change Marketplace coverage without a qualifying event. If you missed it, a Special Enrollment Period under may still be open.

Common events include losing job based coverage, a move, marriage, a birth, or aging off a parent plan. The clock usually starts the day the event happens.

Do not wait to call your licensed agent. A missed 60 day window is hard to reopen. This page does not decide whether you qualify.

Your licensed agent can read a deeper version in Field Notes: open the broker article.

FAQ

Short answers you can use on a call with your agent.

How long is a Special Enrollment Period?

Many qualifying events give you 60 days. Some events use a different clock. Your licensed agent checks the event and the date it happened.

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