Losing job based coverage is a qualifying event for a Marketplace Special Enrollment Period under . You usually have 60 days from the day coverage ends.

Example: a household that loses employer coverage on the last day of the month often needs a Marketplace application in the next 60 days. Dates are illustrative. Your employer letter is the date that counts.

Bring the loss of coverage letter to the call. Your licensed agent files the event. The household portal does not submit a Marketplace application.

Your licensed agent can read a deeper version in Field Notes: open the broker article.

FAQ

Short answers you can use on a call with your agent.

Is COBRA the only option?

No. Many households compare COBRA and a Marketplace plan during the same 60 day window. Your licensed agent can show both paths. This page does not pick one for you.

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